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Bikes, Pictures, Stories & more => Chat, Offtopic, Meetings & Everything Else => Topic started by: Topdad on 31.12. 2014 19:30

Title: Happy new year everyone
Post by: Topdad on 31.12. 2014 19:30
hope 2015  is a great year for us all , have a good one , cheers BobH
Title: Re: Happy new year everyone
Post by: Beezageezauk on 31.12. 2014 19:46
Cheers Bob,

And a "Happy New Year" to yourself and everybody else on this fine forum.

With Miles of Smiles on Loads of Roads.

All the best,

Beezageezauk.
Title: Re: Happy new year everyone
Post by: Bikergrandad on 31.12. 2014 22:00
Hi to all. Happy new year to all. Bobv
Title: Re: Happy new year everyone
Post by: RichardL on 31.12. 2014 22:44
Happy New Year folks. Wishing you all the best 

Richard L.
Title: Re: Happy new year everyone
Post by: morris on 31.12. 2014 22:59
Happy New Year to all of you and your families.
Many a good ride and a good laugh in 2015 and may the information you where looking for a long time come up on this wonderful forum.
HAPPY NEW YEAR!
 *beer*
Title: Re: Happy new year everyone
Post by: chaterlea25 on 31.12. 2014 23:21
HI
Best Wishes to All for 2015 and beyond  *smile* *smile*

John
Title: Re: Happy new year everyone
Post by: bsa-bill on 01.01. 2015 00:56
Yep - all the best for 2015 to all members
Title: Re: Happy new year everyone
Post by: WozzA on 01.01. 2015 10:35
Happy New Year Guys ... stay safe out on the roads this festive season   *beer*
Title: Re: Happy new year everyone
Post by: a10gf on 01.01. 2015 13:54
Wishing a prosperous year for everyone !
Title: Re: Happy new year everyone
Post by: Greybeard on 01.01. 2015 16:38
Happy New Year folks!

This is going to be a good year for me; this is the year when money flows from the government to me rather than the other way around: ) I will be 65 in February so able to draw the government pension. Unfortunately the combination of my company pension with the government pension means I will be paying more income tax :(
Title: Re: Happy new year everyone
Post by: bsa-bill on 01.01. 2015 17:03
My company pension evaporated, only in it for five years (badly advised) it was too small for an annuity but would boost my private pension or would have if they'd pulled their finger out and transferred the cash, by the time they did the crash wiped it out, however working in Agriculture meant lots of seasonal overtime so graduated pension (remember that), SERPS and second pension boost my pension a fair bit and a small private one helps.
We got done last budget when he didn't increase pension tax allowance in line with basic allowance. There's an election coming though Mr Osborne  *bash*
Title: Re: Happy new year everyone
Post by: Topdad on 01.01. 2015 18:48
Seems strange to me to even say it but I'm 65 on Jan 25, and have just realised I haven't had confirmation of what i 'm likely to get! That'll be my first job in the new year. Anyway going to carry on working for abit2yrs maybe but where do the years fly to! Regards Bob
Title: Re: Happy new year everyone
Post by: RichardL on 01.01. 2015 19:12
Bob,

I believe the years fly here and have landed on me. However, my right knee is feeling better than in a long time, so I should be ready for a season of kicking, come spring. As for prosperity in the new year, I'm still trying to figure out a plan for being in business on my own for the fist time in 34 years, but I always feel too busy to get down to it.

Richard L.
Title: Re: Happy new year everyone
Post by: Greybeard on 01.01. 2015 19:39
I'm still trying to figure out a plan for being in business on my own for the fist time in 34 years, but I always feel too busy to get down to it.

Male escort?
Title: Re: Happy new year everyone
Post by: RichardL on 01.01. 2015 20:12
I'm still trying to figure out a plan for being in business on my own for the first time in 34 years, but I always feel too busy to get down to it.

Male escort?
"FIRST"
Title: Re: Happy new year everyone
Post by: Rgs-Bill on 01.01. 2015 21:23
Happy New Year folks!

This is going to be a good year for me; this is the year when money flows from the government to me rather than the other way around: ) I will be 65 in February so able to draw the government pension. Unfortunately the combination of my company pension with the government pension means I will be paying more income tax :(

     Wow we should all have this problem of having to pay a little more Income Tax, when we retire.  If you have to pay more tax, it means that more money is coming in to the coffers, so if more money is coming in, means you have more money to spend also.
      We must always look at the brighter side of things.

                                   "GLASS IS HALF FULL"
Unless of course it knocks you into a higher tax bracket, and gives you less to spend, then it turns it into a    REAL BUMMER ! ! ! !   
Title: Re: Happy new year everyone
Post by: bsa-bill on 01.01. 2015 21:48
I will be paying more income tax :(
Might be that transatlantic language thing Bill, maybe Graybeard might like to clarify whether he meant "more" as in more than before or "more" as still paying some.
If the former then yes as you say a problem we'd all like
Title: Re: Happy new year everyone
Post by: Greybeard on 01.01. 2015 22:31
To clarify: My company pension is small enough that I don't pay much income tax. The government pension will have me paying more tax.
Although I am getting about a third of my final salary my wife and I seem to be managing quite well financially. Kids have left home, house paid off, cheap car to run. I'm not complaining!
I intend to put my government pension into a savings account because my daughter will be moving to Perth next year and we will want to visit her.

Have we gone far enough off topic yet?
Title: Re: Happy new year everyone
Post by: bsa-bill on 02.01. 2015 09:49
Quote
I intend to put my government pension into a savings account

Well good luck with that Graybeard, not much in the way of interest these days, I changed to Santander bank to get the 3% on 3 to 20 grand and cashback on energy, council tax an comms, even with the tax off (3% = 2.4%) it's better than an ISA.

So far it's been OK
Title: Re: Happy new year everyone
Post by: KeithJ on 02.01. 2015 11:03
Just like to add my best wishes to all and say thank you to all for making this an enjoyable forum.  No bad language and plenty of good humour and valuable information.  Brilliant!
Keith
Title: Re: Happy new year everyone
Post by: Topdad on 02.01. 2015 19:18
Who says no bad language, I'm changing the rocker box in January , the air over Formby WILL turn blue , job I hate but sure I'll get it done 😳😳😁😞☺️
Title: Re: Happy new year everyone
Post by: KeithJ on 02.01. 2015 19:44
Perhaps if you had more practise..............!  Have you tried one of the combs?
ATB
Keith
Title: Re: Happy new year everyone
Post by: morris on 02.01. 2015 21:51
Have you tried one of the combs?
*whistle*
Title: Re: Happy new year everyone
Post by: bsa-bill on 02.01. 2015 22:09
Quote
Have you tried one of the combs?

Oh yes, Keith you have a wicked sense of humour  *respect*
Title: Re: Happy new year everyone
Post by: muskrat on 02.01. 2015 22:11
Happy New Year all.
I'm happy, I sold the A65 on new years eve. I now have spending $ for the IOM, 147 days to go.
I sort of like this time of year. I have to ride the bikes, too much terrorist I mean tourist traffic on the road. Lucky I use the motorcycle lane (the skinny lane down the middle) >:D *razz*.
Cheers
Title: Re: Happy new year everyone
Post by: kiwipom on 02.01. 2015 23:27
Yeah Musky I remember 85mph up the White line with traffic on both sides 2up back in the old country,don't know how I survived so long looking back, happy days,cheers
Title: Re: Happy new year everyone
Post by: Topdad on 03.01. 2015 10:27
Keith, combs not required,bald as a coot! Oh and "special BSA one" about as much use , threw my last one away in disgust,cheers Bob
Title: Re: Happy new year everyone
Post by: KeithJ on 03.01. 2015 11:27
Keith, combs not required,bald as a coot! Oh and "special BSA one" about as much use , threw my last one away in disgust,cheers Bob
Have to agree, I think they are useless, fingers much better.  I have one in the bottom of my toolbox, been there for years "just in case".  I think it is like one of the gadgets you can't do without seen on the day time sales channels or at the Ideal Home show, looks and sound just what the doctor ordered but in reality just a waste of money.  Ah well, live and learn, hopefully!
ATB
Keith