So far, I've had three fibre gears shred and one ATD fall apart. This resulted in the Berg's rebuild as, despite my best efforts, I couldn't prevent some of those bits of fibre gear circulating round the engine and causing chaos. In the end, I bought a brand new ATD with fibre gear during the Berg's rebuild, and it's been fine since.
I'd have no problems with an alloy gear. As somone said, sudden maggie seize-ups seem extremely rare, and you would probably get some indication that the maggie was on the way out prior to it locking up completely.