Hmm, very interesting.
In the reply to Rescuemycar, I suggested that they alert any classic vehicle owners that have their cover to check whether it suits their needs. It was so hard to find information, I'm sure that there are going to be some owners who'll end up with a shock when recovery is declined.
It's a bit Catch 22, if you need an MoT but can't get one, then Rescuemycar are essentially putting an age limit on what they cover.
For us lot, I would avoid this company.