i agree with all the comments about Lightning spares , the original owner was one of the best and the new guy is trying even harder , with new products etc, He is not however an international conglomerate with dozens of staff, probably does most of the work himself with few staff, im sure that he will deal quite happily with bsa fans in the states. As to dealers charging for punters paying by credit card , who can blaim them . the banks all charge hefty fees. I guess the end user needs to pay if they want the convenience