Hi everyone , read this with interest and thought I'd check mine out .What a refreshing deference from what Colin experienced . My insurance is with Lynbrook and with regards to the question about shops within either 1/2 a mile or 500yds def not an issue as long as normal security is inplace ,so I use a chain and padlock ,that would cover theft, damage etc would be covered under there normal cover no restrictions as to distance and finally leaving our P An J on the drive again if only left for a short period ,ie after cleaning prior to ridding putting her back into the garage or even being sidetracked by say a phone call and it being nicked etc again no prob, with the proviso that it shouldn't be left out say overnight on drive if you were going for an early run or left unattended for a long time. Ie normal sensibly care that we'd take anyway . Re the MOT there stance is the law says okay so its okay ! and they couldn't insist that an owner gets an MOT even if they wanted to also they vexpect a bike to be roadworthy anyway and irrespective of MOT would look askance at a claim anyway if they suspected a serious problem however they know from there experience that owners of classic bikes have an higher knowledge /interest in there bikes and this particular issue is not a problem for them or clients.
Now you may think its only a persons view wait til you have a claim they'll change there minds then but I'm in this industry although not GI insurance and my questions were def asked in a direct manner and the reply was given in n experienced and thoughtful and def knowledgeable fashion which satifies me that I can proceed as I am ,inconfidence. Any one wishing to confirmand pos change to this company ( honestly no connection ) please give them a call -08451304662 regards BobH
