Joe ,well put ,you've got to watch everything ,in the UK I bank online with NATWEST, one of our bigger banking groups ( read robbers wearing ties ) went online and by mistake missed my usual login address point used another which was so similar it was unbelevable ,after the usual first steps it asked for an account number which isn't normal ,looked very closly and realised it wasn't a natwest site at all but a scam ,I notified the security people at the bank who said it was a very common occurance! so guys I'll add my own warning watch everything and if it don't look right get off the site and report it . I now only buy from companies I know or by paypal probably someone will now say thats not safe either!
Bill ,had seen reports on that boy , very courageous fellow who wanted just to raise about £30k and do some things on his " bucket list " as you say he touched a nerve with lots of people and raised an enormous amount of cash, shame it's always the nice guys ! BobH.