I think it would be fair to say that all my bikes are in tip top condition, the youngest is 28yrs old and the MOT guy has a very easy time passing them. I've seen much younger vehicles in a shocking state.
The attraction for me with pre-1960 vehicles (other than the looks and ride) is that I don't have to remember to schedule them in for an MOT, which is very handy as I'm often working away from home and it's jolly inconvenient when you have a few bikes to rotate and not much time to do it.
Personally I wouldn't be keen to MOT a pre-60's bike for insurance purposes unless I was prepared to do it each and every year - if you don't do it one year and need to claim, then the insurance company might be mischievous and suggest you didn't MOT it because it wasn't road worthy, so I wouldn't want to set a precedent.
If the law does not require it, then I won't do it.
By the way, it was high 40's over here today in the UAE, the ice in my gin melted far too soon
