Author Topic: Insurance discount-no thanks  (Read 264 times)

Online jachenbach

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Insurance discount-no thanks
« on: 19.01. 2019 14:59 »
Talked to my auto insurance agent the other day to drop a car from my policy. She said there is a 10% discount for people with smart phones. Told her I didn't have one but my wife does so tell me more. Well, it turns out they use the gps function to track where you go and monitor your speed so if you drive too fast your rates go up. When I stopped laughing, I declined.

Online Greybeard

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Re: Insurance discount-no thanks
« Reply #1 on: 19.01. 2019 16:10 »
I've not heard of that over here. It's probably a psychological thing, designed to keep youngsters from speeding; the insurance company would not be able to monitor all their customers. Would they?

Offline RDfella

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Re: Insurance discount-no thanks
« Reply #2 on: 19.01. 2019 16:17 »
jachenback - so if you're in someone else's car, or on a train they assume you're in your car? Suppose they'd cancel my insurance when I took the boat out ....
'49 B31, '49 M21, '53 DOT, '58 Flash, '00 Firestorm, Weslake sprint bike.

Online bsa-bill

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Re: Insurance discount-no thanks
« Reply #3 on: 19.01. 2019 17:11 »
Emergency accident/breakdown system works on GPS so it's needed.

Driving to fast ?? - simples - drive within the legal limits, most roads around here are either too bendy,hilly or pot holed to allow much else
All the best - Bill
1961 Flash - stock, reliable, steady, fantastic for shopping
1959 Rocket Gold Flash - blinged and tarted up  would have seizure if taken to  Tesco

Offline muskrat

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Re: Insurance discount-no thanks
« Reply #4 on: 19.01. 2019 18:00 »
Doh! Better not bring that in down here. Not for me anyway.
Cheers
'51 A7 plunger, '57 A7SS now A10CR, '76 XT500, '77 AG175 '83 CB1100F, '81 CB900F project.
Australia
Muskys Plunger A7

Offline Slymo

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Re: Insurance discount-no thanks
« Reply #5 on: 19.01. 2019 20:47 »
Insideous creep of data gathering. We have a South African import insurance company here that offers you "wonderful discounts" for providing information about how you store your vehicle and how far and where you comute.  Seems to me it is simply offering an insurance compay a legal argument against paying out. They set the premium, ill pay it and they can payout wherever and whenever I have an issue. As for the rest that is my business.
NZ

Offline Stikkan

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Re: Insurance discount-no thanks
« Reply #6 on: 20.01. 2019 11:24 »
I have that kind of  insurance on my car in Sweden. I just had to download an app to my Iphone and turn it on when driving.
To keep the low price insurance I have to register (turn on the app when driving) 500 kilometres every 6 month.

I just turn it on for 500 kilometres and not more.
So far I got a nice discount on my insurance.



Online Sav

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Re: Insurance discount-no thanks
« Reply #7 on: 20.01. 2019 12:26 »
Chroist they'd be a bit worried just West of Gatwick  *smile* *smile*
1961 A10SR, spent a fortune at SRM
1961 A7SS, finally the right green
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2017 finally found the liner/barrel were flexing and causing all the overheating/nipping up. Early B33 barrel fitted and it's reliable at last!

Online Joolstacho

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Re: Insurance discount-no thanks
« Reply #8 on: 20.01. 2019 22:03 »
Insidious yep.
Insurance has always been a legal protection racket, it just gets worse, and our dumb apathy lets them get away with it.
We live in 'free countries'? - Joke!
I have NO insurance, which makes me a very careful attentive driver.

Online duTch

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Re: Insurance discount-no thanks
« Reply #9 on: 20.01. 2019 22:31 »

 
Quote
......I have NO insurance, which makes me a very careful attentive driver. ...

 Same here (in theory) apart from the compulsory Third party personal, which is fair enough,mind you though we also stitched up with that because I pay that on four/5 vehicles (two bikes and two utes and a van), and I can only use one of anything at a  *conf* time....
Started building in about 1977/8 a on average '52 A10 -built from bits 'n pieces never resto intended -maybe 'personalised'
Have a '74 850T Moto Guzzi since '92-best thing I ever bought doesn't need a kickstart 'cos it bump starts sooooooooo(mostly) easy
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